Protect your rights, contact us today!
Protect your rights, contact us today!
If you were hurt because someone else was careless, you may be owed compensation for your medical bills, your lost income, and the pain the injury has caused. Attorney Gregory Chancy represents injured people against the insurance companies, and the firm works on contingency, which means you pay nothing up front and no fee at all unless money is recovered for you. The first call is free. Call (770) 627-3221.
An injury claim in Cobb County is, in practical terms, a fight with an insurance company, and those companies have adjusters and lawyers whose job is to pay you as little as possible. Cobb Defense represents injured people throughout Cobb County and Marietta, dealing with the insurers directly so you can focus on recovering. The firm investigates how the injury happened, documents what it has cost you, and builds the claim toward the full value of your losses rather than the quick, low number an insurer offers first.
There is a reason the other side moves fast to settle cheap. An early, undervalued check saves the insurer money, and once you accept it, the claim is closed for good. Having a lawyer review what happened before you agree to anything is what keeps that from happening.
Personal injury cases are handled on a contingency fee, and it changes everything about how you can afford a lawyer. There is no retainer and no hourly bill. The firm’s fee is a percentage of what it recovers for you, agreed to in writing before the case begins, and if there is no recovery, there is no fee.
That arrangement exists so that anyone, regardless of what they can pay up front, can afford strong representation against a well-funded insurance company. It also means the firm only earns when you do, so its interest and yours point the same direction from the first day of the case to the last.
The firm handles the full range of personal injury claims, and each type has its own evidence, its own deadlines, and its own tactics from the insurer:
If you are not sure whether you have a claim, call (770) 627-3221. The consultation is free, and it costs nothing to find out where you stand.
A personal injury claim is meant to make you whole for everything the injury cost you, and that is far more than the emergency-room bill. Recoverable losses generally include your past and future medical treatment, the wages you lost while unable to work and your reduced earning ability going forward, the cost of property damage such as your vehicle, and compensation for the physical pain and the effect the injury has had on your daily life.
In the most serious cases, long-term care, rehabilitation, and permanent-disability costs become part of the claim, and those numbers are large. Putting a real, documented value on all of it, not just the bills already sitting in a drawer, is a central part of what the firm does, because the insurer will never offer more than it is made to account for.
Gregory Chancy, Esq. is the attorney and founder of Cobb Defense, and he represents injured clients personally, from the first call through settlement or trial. He earned his law degree from John Marshall Law School in Atlanta and has practiced law in Georgia since 2017, and he is an Active Member in Good Standing of the State Bar of Georgia with no public discipline on record. He is a member of the State Bar’s Insurance Law and Criminal Law Sections, along with the Cobb County Bar Association, the Georgia Trial Lawyers Association, and the American Bar Association. Before law, he spent more than fifteen years in engineering, a background that helps him reconstruct how an injury happened and prove who is responsible.
Clients work with attorney Chancy himself, not a rotating cast of staff, and every case is prepared as though it will go to trial, which is what gives an insurer a reason to offer full value rather than a lowball. You can verify his license and standing with the State Bar of Georgia. Consultations are always free, and you pay nothing unless the firm recovers for you.
Most injury claims follow the same path, and knowing it takes some of the fear out of the process. It starts with a free case review, where the firm looks at how the injury happened and who is responsible. From there the firm investigates and gathers evidence, medical records, accident reports, photographs, and witness accounts, while you focus on your treatment and recovery.
Once the extent of your injuries is clear, the firm presents a demand to the insurer and negotiates for a full settlement. Most cases resolve at that stage, but if the insurer will not pay fairly, the firm is prepared to file suit and take the case to court. You are kept informed at every step, and no settlement is ever accepted without your approval, because it is your case and your recovery.
Georgia sets strict time limits on injury claims, and missing one usually ends the case no matter how strong it was. For most personal injury claims the statute of limitations is two years from the date of the injury, under O.C.G.A. § 9-3-33. Property damage, such as your vehicle, carries a longer four-year window, and a wrongful death claim runs two years from the date of death.
Some deadlines are far shorter, and this is where people lose valid claims without realizing it. If a city or county government is involved, for example a government vehicle or an injury on public property, you must file a formal ante litem notice first, within six months for a city and twelve months for a county or the state, long before the ordinary two-year deadline. Work injuries run on a separate track entirely: a workers’ compensation claim generally requires notice to your employer within thirty days and a filing with the State Board of Workers’ Compensation within one year. Because the real deadline in your case may be much sooner than you think, and because evidence disappears while you wait, the safest step is to have the claim reviewed early. (Deadlines reflect current Georgia law as of the sources reviewed; confirm the deadline that applies to your specific case.)
Personal injury lawyers generally work on a contingency fee, a percentage of the amount recovered, with the exact percentage set out in a written agreement before the case begins. If there is no recovery, there is no fee. The firm explains its fee in plain terms at the free consultation, so you know exactly how it works before you decide anything.
Compensation for a physical injury is generally not taxed under federal law, including the money for your medical bills, lost wages, and pain and suffering tied to the injury. Certain portions can be taxable, such as punitive damages, interest, and compensation for emotional distress that is not connected to a physical injury. Because it depends on how a settlement is structured, it is worth confirming the details with a tax professional.
Most Georgia personal injury claims have a two-year statute of limitations from the date of the injury, under O.C.G.A. § 9-3-33. Some claims have far shorter deadlines, including six months to notify a city and twelve months to notify a county or the state, and workers’ compensation claims run on their own separate deadline. Because the real deadline can be much sooner, it is best to have your case reviewed quickly.
Usually not without advice. A first offer is often far below the full value of a claim, because the insurer’s goal is to close the case cheaply. Having the offer reviewed before you accept protects you from settling for less than your losses are worth, and once you accept, the claim is closed.
Cobb Defense serves Cobb County and Marietta and represents injured clients across the surrounding area. Call (770) 627-3221 for a free consultation and to confirm the firm covers your area.
An injury claim has a deadline and a fast-moving insurer on the other side, so the sooner your case is reviewed, the more of it can be protected. Call (770) 627-3221 for a free consultation with attorney Gregory Chancy. You pay nothing unless the firm recovers for you, and the first call is always free.
If you have questions about your case or need immediate legal assistance, please complete the confidential contact form.