Protect your rights, contact us today!
Protect your rights, contact us today!
A rideshare accident lawyer at Cobb Personal Injury represents people hurt in Uber and Lyft crashes, whether you were a passenger, another driver, a pedestrian, or the rideshare driver. We sort out which insurance applies and handle your claim in-house through trial. Call (770) 627-3221 for a free case review.
Uber and Lyft accidents are more complicated because the insurance coverage changes depending on what the driver was doing at the moment of the crash. In an ordinary car accident, you deal with one driver’s insurance. In one of these crashes, the coverage that applies depends on whether the app was off, on and waiting, or actively on a trip, and that single fact can change the available coverage from a personal policy to a one-million-dollar commercial policy.
On top of that, these companies classify their drivers as independent contractors, which they use to distance the company from responsibility. That structure is part of why these claims get complicated, and it is why identifying the right coverage tier is the first thing that has to happen. We sort out which policy applies before the insurer can steer you toward the smallest one.
The coverage available in one of these crashes depends on the driver’s status in the app at the time, which falls into three periods. Getting this right determines how much insurance is available to pay for your injuries.
Which period applied to your crash is a factual question, and it is one the company’s records can answer. We obtain that trip data and identify every policy available, because the difference between periods can be the difference between a small recovery and a full one.
You can file a claim whether you were riding in the Uber or Lyft, driving another car it hit, walking as a pedestrian, or driving for the rideshare service yourself. Each of these positions has a path to compensation, though the insurance that applies differs.
A passenger is almost never at fault and usually has the clearest claim, often against the company’s policy, the driver, or another at-fault motorist. Another driver or a pedestrian hit by an Uber or Lyft vehicle files against whichever coverage tier was active. A driver behind the wheel for the app who is injured by another motorist may have a claim against that driver and, depending on the period, against the company’s coverage as well. We look at your specific role to map out every source of recovery.
The steps you take after an Uber or Lyft crash protect both your health and your claim. The order below puts your health first, then captures the rideshare-specific evidence these cases turn on.
The company and its insurer have immediate access to the trip data that decides which coverage applies. Getting your own record of it early, and a lawyer to read it, keeps that decision honest.
We handle the full range of injuries from these crashes, from minor to catastrophic, and the severity drives what a claim is worth. We build the claim around the complete medical picture, including the care you will need going forward.
Common injuries in these cases include whiplash and neck and back injuries, concussions and traumatic brain injuries, broken bones, internal injuries, and lasting soft-tissue damage. As with any car crash, some injuries are not obvious at the scene and surface days later, which is why a prompt medical evaluation protects both your health and your claim.
You can recover compensation for the financial and personal harm one of these crashes causes. Once fault and the applicable coverage are established, the responsible parties and their insurers are liable for your damages.
Recoverable damages typically include:
Medical expenses, current and future, including surgery, therapy, and ongoing care
Lost wages and reduced future earning capacity
Pain and suffering and emotional distress
Property damage, if you were in your own vehicle
Loss of enjoyment of life
What a single case is worth depends on the severity of the injuries, the lasting impact, and which coverage tier applies. We evaluate your case directly rather than quoting an average.
Cobb Personal Injury handles rideshare accident cases in-house, from the first investigation through settlement or trial, without referring your case elsewhere. The attorney who reviews your case is the one who carries it through.
Our work starts with establishing which coverage period applied, because that decides how much insurance is available, and we obtain the trip and app records that prove it. We identify every responsible party and every policy, from the driver’s personal coverage to the rideshare company’s one-million-dollar policy, deal with the insurers so you are not pressured into an early lowball, and build the claim around the full cost of your injury. If the insurers will not offer a fair settlement, we are prepared to try the case.
Because we work on a contingency basis, there is no fee unless we recover for you.
Get medical attention, make sure police file a report, and screenshot the trip details, the driver’s information, and your ride receipt from the app before they disappear. Report the crash to Uber or Lyft through the app, and call a lawyer before giving any insurer a recorded statement. The trip record is what proves which insurance applies.
It depends on what the driver was doing at the time. If the driver was on the way to you or had you in the car, a one-million-dollar rideshare policy generally applies. If the app was on but the driver had not accepted a ride, more limited rideshare coverage applies. If the app was off, only the driver’s personal insurance applies. We identify which period applied to your crash.
Usually the claim is made against the insurance coverage that applies to the trip, rather than against the company itself, because Uber and Lyft classify drivers as independent contractors. That coverage can still include the rideshare company’s own one-million-dollar policy, depending on the driver’s status. We pursue every policy available for your situation.
You report the crash to Uber through the app, but the actual injury claim goes through the applicable insurance, which is where the coverage-period question becomes central. The insurer benefits from applying the smallest coverage tier, so having a lawyer establish the correct period protects your recovery. A free consultation is the place to start.
As a passenger you are almost never at fault, so you generally have a claim regardless of which driver caused the crash. The claim may be against the rideshare driver, another driver, or both, and the right insurance follows from there. You do not need to sort out fault before calling. That is part of what we do.
Georgia’s statute of limitations for most rideshare accident injury claims is two years from the date of the crash. Some situations can carry shorter deadlines. Acting early also protects the app and trip records that determine which coverage applies before they are harder to obtain.
Cobb Personal Injury handles rideshare accident cases on a contingency basis, which means there is no fee unless we recover compensation for you. Your initial consultation is free.
Hurt in an Uber or Lyft accident in Marietta or Cobb County? Cobb Personal Injury identifies which coverage applies, deals with the insurers, and handles your case in-house through trial. Call (770) 627-3221 or request a free case review.
Rideshare accidents can leave you overwhelmed with medical bills, lost wages, and legal confusion. Whether you were a passenger, driver, or pedestrian, Cobb Personal Injury is here to fight for your rights and secure the compensation you deserve.
If you have questions about your case or need immediate legal assistance, please complete the confidential contact form.