In Georgia, your speeding ticket cost isn’t fixed it depends on your cited speed, the county, and state penalties. Using Morgan County as a benchmark, you’ll pay $77 for 6, 10 mph over, $210 for 15, 18 mph over, and up to $968 for 40+ mph over. Points range from zero to six, scaling with speed and driving up your insurance for years. Below, you’ll find exactly how these fines, points, and costs break down.
Key Takeaways
- Georgia speeding fines aren’t fixed; costs depend on cited speed, the county handling your case, and added state-level penalties and court fees.
- Using Morgan County as a benchmark, fines range from $77 for 6, 10 mph over to $968 for 40 mph or more over.
- License points scale with speed: 0 points for 14 mph or less over, up to 6 points for 34 mph or more over.
- Mid-range brackets pair fines with points, such as $210 and 2 points for 15, 18 mph over, or $374 and 4 points for 24, 33 mph over.
- Convictions can raise insurance premiums for three or more years, with 6-point violations causing the steepest increases and jeopardizing preferred rates.
How much is a speeding ticket in Georgia
A speeding ticket in Georgia isn’t a fixed number, it depends on your cited speed, the county handling your case, and whether state-level penalties apply. Georgia courts set the actual dollar fine, so your total can vary considerably by jurisdiction. In Morgan County, for example, the published schedule ranges from $77 for 6, 10 mph over to $968 for 40 mph or more over. That same county lists $210 for 15, 18 mph over, $236 for 19, 23 mph over, $374 for 24, 33 mph over, and $776 for 34, 39 mph over. Beyond the base fine, you’ll often face court costs, and if you qualify as a Super Speeder, a separate $200 state fee applies. Your final amount reflects all these combined factors.
What the typical fines are by speed
Speeding fines in Georgia range from $77 for 6, 10 mph over to $968 for 40 mph or more over, depending on your county. Because Georgia courts set the actual dollar amount, your fine depends on your county, but Morgan County’s published schedule offers a concrete benchmark. If you’re cited for 6, 10 mph over, you’ll owe $77. When you hit 15, 18 mph over, the fine jumps to $210, then $236 for 19, 23 mph over. Push into the 24, 33 mph range, and you’re looking at $374. At 34, 39 mph over, the cost climbs to $776, and 40 mph or more over reaches $968. These figures reflect base fines only. They don’t include court costs or any state assessments. Expect your total to rise as your cited speed increases.
How license points work in Georgia
License points in Georgia are assigned based on how far over the speed limit you were cited. If you’re clocked at 14 mph or less over, you’ll receive 0 points. Once you hit 15, 18 mph over, you’re assessed 2 points. Speeding 19, 23 mph over adds 3 points, while 24, 33 mph over brings 4 points. At 34 mph or more over, you’ll accumulate 6 points, the most severe speeding category listed.
These points matter because the state tracks them to gauge violations on your license. Higher speeds accelerate your point accumulation, particularly at 24 mph over and above. When multiple violations stack up over time, your total can trigger suspension risk. That’s why understanding each bracket helps you protect your driving privileges.
How fines and points scale with speed
Fines and points scale together as your speed climbs, so a faster citation hits your wallet and your license record at once. In Morgan County, 15, 18 mph over draws a $210 fine and 2 points, while 19, 23 mph over rises to $236 and 3 points. Push to 24, 33 mph over, and you’re facing $374 and 4 points. The most severe brackets escalate sharply, both in dollars and license consequences.
| Speed Over Limit | Points Assessed |
|---|---|
| 15, 18 mph | 2 points |
| 24, 33 mph | 4 points |
| 34+ mph | 6 points |
At 34, 39 mph over, the fine reaches $776, and 40 mph or more climbs to $968. Higher speeds don’t just cost more, they accelerate your suspension risk substantially.
How a ticket affects your insurance
A ticket raises your insurance premiums for years, beyond the fine and points. Insurers review your motor vehicle record, and a speeding conviction signals higher risk, prompting a rate increase at your next renewal. Georgia’s point accumulation compounds the impact, since multiple violations magnify your perceived risk profile.
The severity of your citation directly shapes how much you’ll pay:
- Minor speeding (0 points): May still appear on your record, potentially triggering a modest increase.
- Mid-range speeding (2, 4 points): Typically produces a noticeable premium jump lasting three or more years.
- Severe speeding (6 points): Often causes the steepest increases and may jeopardize preferred rates.
You’ll generally carry these elevated costs long after you’ve paid the fine.
When it’s worth fighting a speeding ticket
Fighting a speeding ticket is worth it when the stakes climb fast past certain thresholds. If you’re cited at 24 mph or more over, you’re facing 4 points and a $374 fine in Morgan County alone. Push past 34 mph over, and you’re looking at 6 points and $776. Add a Super Speeder designation at 75+ mph on a two-lane road or 85+ anywhere, and the state tacks on another $200.
Fighting makes sense when points threaten your license, when the fine is substantial, or when a reduction could drop you below a point-bearing bracket. Since Georgia’s first points start at 15 mph over, contesting a borderline citation might keep your record clean. Weigh the cost against the consequences before you pay.
How Cobb Defense helps contest traffic tickets
Cobb Defense helps contest traffic tickets by challenging point-bearing citations that threaten your license and Super Speeder cases that stack a $200 state fee onto an already-steep county fine, taking on the charge before you concede those consequences. Because Georgia courts set fines locally and assess points by miles over the limit, the right strategy depends on your specific bracket and jurisdiction.
Cobb Defense focuses on three objectives:
- Reducing points, negotiating a lesser charge to keep 2-, 3-, 4-, or 6-point violations off your record.
- Lowering costs, contesting fines that range from $210 to $968, plus any Super Speeder fee.
- Protecting your license, limiting suspension risk from accumulated points.
You get precise, county-specific representation.
Challenge the Ticket Before It Costs You More
A Georgia speeding ticket can mean more than the fine on the citation. Points, insurance consequences, court costs, and a possible Super Speeder fee can increase the overall impact. Cobb Defense can review your Georgia speeding ticket and help determine whether challenging the citation makes sense for your situation.
Call (770) 627-3221 to discuss your ticket and your options before your court date.
Frequently Asked Questions
How Long Do Speeding Points Stay on My Georgia License?
Georgia generally keeps assigned points on your driving record for two years from the date they were assessed. Points do not necessarily disappear immediately after two years from the date of the speeding offense because the relevant date is when the points were assessed. Your driving record can continue to show the underlying conviction after the points expire.
Can I Reduce Points by Taking a Defensive Driving Course?
Yes. Georgia allows drivers to reduce up to seven points from their driving record once every five years by completing an approved defensive driving course. You must provide the required certificate of completion to the Georgia Department of Driver Services. Completing the course does not erase the underlying traffic conviction from your driving record.
Do Out-of-State Drivers Get Georgia Points on Their License?
Georgia does not add its point totals directly to an out-of-state driver’s home-state license. However, Georgia generally reports qualifying traffic convictions to the driver’s home state, which can then apply its own laws and point system. An out-of-state driver can also face Georgia-specific consequences, including the Super Speeder fee when the qualifying speeding conviction meets the statutory requirements.
How Do I Pay a Georgia Speeding Ticket Online?
Online payment depends on the court listed on your citation because Georgia does not use one statewide online payment system for every traffic ticket. Check your citation for the court handling the case and use that court’s official payment system if online payment is available. Before paying, make sure you understand whether payment will be treated as a guilty plea and whether the conviction could add points or trigger other consequences.
Will a Georgia Speeding Ticket Appear on My Criminal Record?
A speeding conviction is generally recorded on your driving history and is not the same as a felony or misdemeanor criminal conviction. The conviction can appear on a motor vehicle record and may result in points depending on your speed. A speeding violation of 14 mph or less over the posted limit generally does not result in points, although the conviction itself can still be recorded and may have other consequences.
