Can I Remove an Accident From My Insurance Record Early?

You can't remove an accident from your insurance record early unless it's erroneous or fraudulent. Your accident remains for 3-5 years, depending on state regulations.

How Do Accidents Affect Newly Licensed or Teenage Drivers?

Accidents disproportionately impact teen driver safety profiles, triggering premium surcharges of 60-100% when added to parental policies.

Do Insurance Companies Share Accident Information With Each Other?

Yes, insurance carriers routinely exchange accident information through centralized insurance databases such as CLUE and MVR.

Will Moving to Another State Reset My Insurance Record?

Moving to another state won't reset your insurance record.

Does a Totaled Car Affect Insurance Records Differently?

A totaled vehicle typically remains on your insurance record for 3-5 years, similar to other at-fault accidents.

How Long Does an Accident Stay on Your Insurance?

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